XM

Tier-1 regulated

XM (Trading Point)

Last verified: 23 September 2026 · Source: Official regulator registers and broker regulation pages, checked 20-22 September 2026

Risk warning: 74.3% of retail CFD accounts lose money when trading with this broker. · Source of the figure

Minimum deposit

EUR/USD spread from

0.6 pips

Islamic account

Yes

Legal entities and regulators

XM — ASIC regulated entity
Regulator: ASIC · Jurisdiction: Australia
Tier-1 regulated
XM — CySEC regulated entity
Regulator: CySEC · Jurisdiction: Cyprus (EU)
Tier-1 regulated
XM — DFSA regulated entity
Regulator: DFSA · Jurisdiction: Dubai (DIFC)
Tier-2 regulated

Regulation text as published in the sources

Trading Point of Financial Instruments Ltd (CySEC 120/10); Trading Point MENA Ltd (DFSA F003484 — Dubai); Trading Point of Financial Instruments Pty (ASIC 443670); XM Global Ltd (FSC Belize 000261/397); XM International MU (FSC Mauritius); XM (SC) Ltd (FSA Seychelles SD190). Tier-1 (CySEC/ASIC) + DFSA; global retail mostly Belize.

Costs

EUR/USD from ~0.6–1.0 pips (Standard/Micro), 0.0 + commission (Zero/Ultra Low); no deposit fee; inactivity fee after 90 days idle.

Accounts

~$5 minimum; demo yes; Islamic/swap-free available.

Demo account: Yes

Platforms

MT4, MT5, Proprietary

Markets

Commodities, Crypto, Energies, Forex, Indices, Metals, Stocks

Funding

Cards, bank transfer, e-wallets; local methods.

Support

24/5 multilingual; Arabic strong; DFSA Dubai office.

Arabic support: Yes

Education

Yes — extensive.

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